What is likely to happen when Carl stops using credit?

When Carl stops using credit, he will likely find that he has more money available for the future. By not relying on credit, he avoids incurring additional debt and interest payments associated with borrowing. Instead of using credit to finance purchases, Carl can save his income, allowing for greater financial stability and resources that can be allocated for either investments or larger future purchases. Additionally, eliminating reliance on credit cards can help Carl manage his monthly budget better, leading to potential savings and a more secure financial situation down the road. Hence, he effectively increases his financial resources for future needs.