Which of the following is a characteristic of 'action-oriented' financial goals?

Action-oriented financial goals are defined by their requirement for specific actions to achieve them. This means that these goals are not just about stating what one wants to accomplish, but also about creating a clear plan of action that outlines the steps necessary to reach the desired outcome. For example, instead of simply saying "I want to save money," a more action-oriented goal would be "I will save $200 each month by cutting back on dining out."

The focus here is on the actionable steps that lead toward the goal, which gives individuals clarity and motivation. It helps create accountability and allows for measuring progress effectively. This specificity is what distinguishes action-oriented financial goals from those that are vague, require no planning, or are set without deadlines.